This policy is one way of sustaining your trust in LRG Lending, Inc., our products, and services. Our privacy policy describes how we collect, protect, and use information about you during your visit on our website.
At all times, we reserve the right to disclose any information; including personally identifiable information, to comply with any applicable law, regulation, legal process or governmental request; to protect LRG Lending, Inc. rights or property (including without limitation in the event of a transfer of control of an LRG Lending, Inc. company, affiliate, or brand, or substantially all of its assets), or during an emergency when safety is at risk, or for credit fraud protection and risk reduction purposes.
Information Collection and Use
We collect information about you to help us serve your financial needs, to provide you with quality products and services, and to fulfill legal and regulatory requirements. We consider all information about you in our possession to be personal information, even if you cease to be a customer. Typically, we collect this information on applications and other forms you complete, through conversations you may have with our loan professionals, with other representatives, and over our website. We may also collect information from a wide range of other sources in order to process and/or underwrite your loan application. These sources may include among others: employers, attorneys, banks, title insurers, insurance companies, and credit reporting agencies. This information may include your name, address, phone numbers, email address, social security number, and account numbers.
We do not sell or rent customer information. We share customer information with certain employees, and with companies providing services on our behalf, in order to serve your needs. Our policy is to require all employees and companies providing services on our behalf, to keep customer information confidential. Our privacy policy applies to potential customers, as well as current and former customers.
We may also collect, store or accumulate certain non-personally identifiable information concerning your use of this website, such as information regarding which of our pages are most popular. Information gathered may be used in aggregate form for internal business purposes, such as generating statistics and developing marketing plans. We may share or transfer such aggregate, non-personally identifiable information with or to our affiliates.
We may use the information we collect from you when you register, respond to a survey or marketing communication, or use other site features in the following ways: to personalize user experience and deliver suitable content and products, to allow us to better service you in responding to customer service requests, to contact you via email, text, and phone, regarding products and services.
Special Note to Parents
This website is intended for adults. We do not knowingly collect personal information from children under the age of 18. However, if the parent or guardian of a child under 18 believes that the child has provided us with personally identifiable information, the parent or guardian of that child should contact us immediately at team@lrglending.com if they want this information deleted from our files, so that it is not in retrievable form. If we otherwise obtain knowledge that we have personally identifiable information about a child under 18 in retrievable form in our files, we will delete the information from our existing files so that it is not retrievable.
Ensuring Your Security
We have adopted policies and procedures designed to protect your personal information from unauthorized use or disclosure.
We have implemented physical, electronic, and procedural safeguards to maintain confidentiality and integrity of the personal information in our possession, and to guard against unauthorized access. These include among other things: procedures for controlling access to customer files, building security programs, and information technology security measures, such as the use of passwords, firewall, as well as virus and use detection software. We continue to access new technology, as it becomes available, and to upgrade our physical and electronic security systems as appropriate.
Our policy is to permit employees to access your personal information only if they have a business purpose for using such information, such as administering, providing or developing our products or services. Our policy governs the conduct of all of our employees and third-party vendors, to safeguard personal information about consumers and customers we serve, or have served, in the past.
Sharing Information With Companies That Provide Services For Us
We share personal information about you, as required or permitted by law, with affiliates and third-parties such as, service providers who assist us in the day-to-day operations of our company in the administration, processing, servicing, and sale of your loan. These affiliates and third-parties include among others: title companies, appraisers, insurance companies, underwriting services, processing services, printing companies, software providers, marketing services, and purchasers of loans. Our policy is to require affiliates and third-party service providers to enter into confidentiality agreements with us, prohibiting them from using any personal information they obtain for any other purpose, other than those for which they were retained, or as required by law. We may also disclose information about you, when necessary, or required, in legal and arbitration proceedings, and to government agencies.
Technology Utilized
We utilize technology to monitor the performance and effectiveness of our site. “Cookies” are small pieces of information stored by our browser on your computer’s hard drive. We do not use cookies to obtain any personally identifying information. Most web browsers automatically accept cookies, but you can usually change your browser settings to prevent this. Please be assured that accepting a cookie does not give us access to your computer or personal information, under any circumstances. If you disable cookies, you may be unable to use some features of our site.
Notification of Changes
We reserve the right to revise our Privacy Policy. If we decide to revise our Privacy Policy, we will post the revised policy here. As we may make changes at any time without notifying you, we suggest that you periodically consult this Privacy Policy.
Your Consent
Your continued participation on this website indicates your acceptance of this Privacy Policy, and of the collection, use, disclosure, management, and storage of your personal information as described above. We may from time-to-time transfer or merge any personal information collected offline to our online databases or store offline information in an electronic format. We may also combine personal information we collect online with information available from other sources.
Contacting Us
If you have any questions about this privacy policy, please contact us by phone, email, or mail to:
LRG Lending, Inc.
5701 Lonetree Blvd. Ste. #307-308
Rocklin, CA, 95765
Effective Date of this Policy: This policy was last revised on 07/07/2023 and takes effect immediately, and is in effect until further revised.